✓ 2026 Official Rates · Verified Monthly

Venmo Fee Calculator 2026

Business, G&S, personal, and instant transfer — all Venmo transaction types covered.

Venmo Fee Calculator
$
You receive
$98.00
Amount$100.00
Venmo fee−$2.00
Effective rate2.00%

✓ Verified against Venmo official fee schedule · June 2026

Fee Schedule

Complete Fee Breakdown

TypeFeeOn $100You Keep
Business profile1.9% + $0.10$2.00$98.00
Goods & Services3.49% + $0.49$3.98$96.02
Personal (balance/bank)Free$0.00$100.00
Instant bank transfer1.75% (min $0.25)$1.75$98.25
Credit card (sender pays)3%
Compare

How it compares on a $100 sale

Venmo Business
$98.00
Fee: $2.00
Cash App Biz
$97.25
Fee: $2.75
Square In-Person
$97.30
Fee: $2.70
Stripe Online
$96.80
Fee: $3.20
PayPal G&S
$96.02
Fee: $3.98
FAQ

Frequently Asked Questions

1.9% + $0.10 per transaction — one of the lowest business payment rates available in the US. On $100 you receive $98.00.
Yes, sending via Venmo balance or linked bank account is free. Credit card sends cost the sender 3%.
No. Venmo is US-only. For international payments use PayPal, Wise, or Stripe.
G&S and Business profile payments include buyer protection. Personal F&F payments do not.
1.75% with a minimum of $0.25 and maximum of $25, to transfer to your bank account within minutes instead of 1–3 business days.
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