✓ 2026 Official Rates · Verified Monthly

Cash App Fee Calculator 2026

Business, personal, and instant transfer fees — all in one calculator.

Cash App Fee Calculator
$
You receive
$97.25
Amount$100.00
Cash App fee−$2.75
Effective rate2.75%

✓ Verified against Cash App official pricing · June 2026

Fee Schedule

Complete Fee Breakdown

TypeFeeOn $100You Keep
Business payment2.75%$2.75$97.25
Personal paymentFree$0.00$100.00
Standard bank transferFree (1–3 days)$0.00$100.00
Instant bank transfer1.5% (min $0.25)$1.50$98.50
Compare

How it compares on a $100 sale

Venmo Business
$98.00
Fee: $2.00
Cash App Business
$97.25
Fee: $2.75
Square In-Person
$97.30
Fee: $2.70
Stripe Online
$96.80
Fee: $3.20
PayPal G&S
$96.02
Fee: $3.98
FAQ

Frequently Asked Questions

A flat 2.75% on all business payments — no fixed fee per transaction, making it simple to calculate.
Yes, sending and receiving personal payments via Cash App balance or bank account is completely free.
Cash App Business (2.75%) is cheaper than PayPal G&S (3.49% + $0.49) for most transaction sizes over $8.
Cash App is available in the US and UK only.
1.5% with a minimum of $0.25, to receive funds in minutes instead of 1–3 business days.
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